Get up to $150 when you need it
Unexpected expenses don't wait, and neither should you. True Finance helps eligible Premium members access cash advances of up to $150 to cover short-term expenses between paychecks. Our approach is simple: no interest, transparent pricing, and clear repayment details, all built into one financial wellness app. Cash advances are designed to provide temporary breathing room, not long-term debt.
What is a True Finance cash advance?
A True Finance Cash Advance is a short-term advance intended to help our users bridge gaps between paychecks without relying on high-cost alternatives like payday loans or overdraft fees. Cash advances are available exclusively to True Finance Premium members and may be used for everyday needs such as:
- Rent or
Utility Bills - Groceries &
Shopping - Gas &
Transportation - Unexpected
Expenses
How True Finance cash advances work
True Finance brings together essential financial tools into one secure, easy-to-use app, so users don't need multiple platforms to access funds or manage their money.
How much of a cash advance can I get?
Eligible Premium members can receive cash advances of up to $150.
Offer amounts are based on True Finance's eligibility requirements and may change over time.
As of December 2025, the average cash advance offer amount is $42.
Why choose True Finance
for cash advances?
Transparent Access
Cash advances up to $150 with no interest.
Clear Pricing
$6.99 per month premium access
Free standard ACH delivery
Optional instant delivery (fees apply)
Built for Real Life
True Finance is designed for people managing real financial ups and downs, not just perfect credit profiles.
Flexible Delivery
Choose free standard delivery or instant access depending on your needs.
Who cash advances are best for
True Finance cash advances may help if you are:
- Covering a short-term expense
- Avoiding overdraft or late fees
- Managing uneven income between paychecks
- Handling unexpected bills
Cash advances are meant for short-term financial support, not long-term borrowing.
Using cash advances responsibly
To get the most value from True Finance, we encourage users to:
- Borrow only what they need
- Repay on time
- Use budgeting tools to track spending
- Pair advances with other financial tools in the app
Our goal is to support better financial habits without adding stress.
Important
Disclosures
Not everyone will qualify for a Cash Advance offer. Offer amounts range from $10 - $150 and are based on True Finance's eligibility requirements. As of October 10, 2024, the average offer amount is $41. Rapid delivery is optional, and fees may apply. See True's Terms for rapid delivery fee amounts. Terms & Conditions
Quick Answers
Yes. Cash advances are available exclusively to True Finance Premium members for $6.99 per month.
Yes. Standard ACH processing is free. Instant delivery is optional and costs between $2.99 and $5.99, depending on your advance amount.
Eligible users may receive up to $150.
No. True Finance cash advances do not charge interest.
Get started with
True Finance
- 1
Download the True Finance app
- 2
Upgrade to Premium
- 3
Check your available cash advance
- 4
Choose your delivery speed and receive your funds
